{"id":10393,"date":"2026-04-03T17:46:53","date_gmt":"2026-04-03T17:46:53","guid":{"rendered":"https:\/\/wangzhuan-idea.icu\/?p=10393"},"modified":"2026-04-03T17:46:53","modified_gmt":"2026-04-03T17:46:53","slug":"if-you-are-using-credit-cards-to-take-out-cash-you-need-to-cut-up-your-card-money-experts-share-their-credit-card-dos-and-donts","status":"publish","type":"post","link":"https:\/\/wangzhuan-idea.icu\/?p=10393","title":{"rendered":"\u2018If you are using credit cards to take out cash, you need to cut up your card\u2019 \u2013 money experts share their credit card dos and don\u2019ts"},"content":{"rendered":"<div style=\"--link-in-paragraph-color:#00605C;--link-in-paragraph-text-decoration:none\">\n<header class=\"indo-1d70522a_marginbottom5 indo-1d70522a_marginleft0 indo-1d70522a_marginright0\" data-testid=\"article-header\"\/>\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-91174671_secondary indo-1d70522a_marginbottom4 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop4\" style=\"color:var(--color-primary-80)\" data-testid=\"title-summary\">We asked six financial experts if they have a credit card and, if yes, how they use it\n<\/p>\n<div class=\"indo-1d70522a_marginbottom4\">\n<figure data-testid=\"article-image-wrapper\" class=\"indo-a466b963_figure indo-a466b963_aligncenter\">\n<div class=\"indo-90c71878_root indo-90c71878_placeholder\" style=\"padding-bottom:66.66666666666666%\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" fill=\"none\" viewbox=\"0 0 375 375\" class=\"indo-40b00b8f_root indo-90c71878_logo\" role=\"img\" aria-hidden=\"true\"><path fill=\"#D7D7D7\" d=\"M204.375 129.832c-13.026 0-22.646 2.211-33.999 2.211-8.007 0-18.523-1.315-25.454-4.96l-2.45 6.035c7.708 3.944 18.165 5.497 27.904 5.497 11.472 0 21.75-2.629 33.999-2.629 13.563 0 23.362 6.214 23.362 17.985 0 4.781-1.792 9.083-4.66 13.624l-39.854 63.097c4.72 2.808 9.321 5.019 14.459 7.111l31.609-66.743c2.808-5.975 4.78-11.532 4.78-17.387 0-14.639-12.07-23.781-29.637-23.781l-.059-.06z\"\/><path fill=\"#D7D7D7\" d=\"M177.845 227.107l40.093-62.261c2.39-3.704 3.645-6.811 3.645-10.516 0-6.812-4.601-12.667-17.208-12.667-12.608 0-21.69 2.868-33.999 2.868-9.859 0-20.674-1.375-29.457-5.557v15.177c2.808 1.075 5.855 1.912 9.082 2.569-4.003 27.665 5.557 53.597 27.844 70.327v.06zm-22.287-69.491c2.031.239 4.063.359 6.094.419-2.987 19.12 1.733 40.69 18.583 55.867l-3.286 5.139c-17.567-15.476-24.916-38.301-21.391-61.425zm43.738 26.351l-3.585 5.616-10.098-34.775c1.613-.418 3.226-.777 4.84-1.195l8.843 30.413v-.059zm-3.585-31.728c1.792-.478 3.406-.837 4.84-1.195l6.214 21.211-3.585 5.617-7.469-25.633zm-3.944 43.499l-3.525 5.557-12.966-44.276c1.673-.299 3.286-.598 4.959-.956l11.532 39.675zm-7.469 11.711l-1.016 1.613c-14.937-14.041-18.881-33.52-15.953-51.147.836 0 1.673-.119 2.45-.239l14.459 49.713.06.06zm31.071-51.685c0 2.151-.956 4.422-2.151 6.393l-2.51 4.004-4.66-16.014c.896-.059 1.732-.119 2.569-.119 3.824 0 6.812 1.972 6.812 5.796l-.06-.06zM177.486 232.425c-4.361 0-7.946 3.525-7.946 7.708 0 4.182 3.585 8.066 7.946 7.768 4.183 0 7.529-3.406 7.529-7.768s-3.406-7.708-7.529-7.708z\"\/><\/svg><\/p>\n<div class=\"indo-90c71878_content\" aria-hidden=\"true\"><img decoding=\"async\" alt=\"Credit cards can be used strategically. Photo: Getty\" src=\"https:\/\/focus.independent.ie\/thumbor\/bRjoh92CZbce45IQ8Og7wYesyjU=\/59x0:3239x2120\/960x640\/prod-mh-ireland\/f57a9280-b582-489f-94eb-8c3d80b2dc47\/3830d547-a4dd-4477-9179-3cc80fe81963\/f57a9280-b582-489f-94eb-8c3d80b2dc47.jpg\" loading=\"eager\" width=\"100%\" data-testid=\"article-image\" srcset=\"https:\/\/focus.independent.ie\/thumbor\/bK7WPyt9KkmGSBWJxNlQyqWSj3w=\/59x0:3239x2120\/120x80\/prod-mh-ireland\/f57a9280-b582-489f-94eb-8c3d80b2dc47\/3830d547-a4dd-4477-9179-3cc80fe81963\/f57a9280-b582-489f-94eb-8c3d80b2dc47.jpg 120w,https:\/\/focus.independent.ie\/thumbor\/OMcLCXn2FPJHJuwXzboDAG9_KDw=\/59x0:3239x2120\/160x107\/prod-mh-ireland\/f57a9280-b582-489f-94eb-8c3d80b2dc47\/3830d547-a4dd-4477-9179-3cc80fe81963\/f57a9280-b582-489f-94eb-8c3d80b2dc47.jpg 160w,https:\/\/focus.independent.ie\/thumbor\/W6mXYm9s8gxs5zAT6VYURI-946w=\/59x0:3239x2120\/320x213\/prod-mh-ireland\/f57a9280-b582-489f-94eb-8c3d80b2dc47\/3830d547-a4dd-4477-9179-3cc80fe81963\/f57a9280-b582-489f-94eb-8c3d80b2dc47.jpg 320w,https:\/\/focus.independent.ie\/thumbor\/orb5c2L58MEq1dMnKHXAxwz_M8U=\/59x0:3239x2120\/640x427\/prod-mh-ireland\/f57a9280-b582-489f-94eb-8c3d80b2dc47\/3830d547-a4dd-4477-9179-3cc80fe81963\/f57a9280-b582-489f-94eb-8c3d80b2dc47.jpg 640w,https:\/\/focus.independent.ie\/thumbor\/bRjoh92CZbce45IQ8Og7wYesyjU=\/59x0:3239x2120\/960x640\/prod-mh-ireland\/f57a9280-b582-489f-94eb-8c3d80b2dc47\/3830d547-a4dd-4477-9179-3cc80fe81963\/f57a9280-b582-489f-94eb-8c3d80b2dc47.jpg 960w,https:\/\/focus.independent.ie\/thumbor\/WhstEeXPaGrMGl2NZX_bJZUJL98=\/59x0:3239x2120\/1280x853\/prod-mh-ireland\/f57a9280-b582-489f-94eb-8c3d80b2dc47\/3830d547-a4dd-4477-9179-3cc80fe81963\/f57a9280-b582-489f-94eb-8c3d80b2dc47.jpg 1280w\" sizes=\"(max-width: 768px) 100vw, 768px\"\/><\/div>\n<\/div><figcaption style=\"width:100%\" data-testid=\"image-caption\">\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_caption1 indo-300db776_none indo-91174671_secondary indo-66f0fec7_regular indo-1d70522a_marginbottom0 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-1d70522a_margintop3 indo-b48c4984_left\" style=\"color:var(--color-grey-60)\">Credit cards can be used strategically. Photo: Getty<\/p>\n<\/figcaption><\/figure>\n<\/div>\n<div class=\"indo-1d70522a_marginbottom5 indo-1d70522a_marginleft0 indo-1d70522a_marginright0 indo-26838ee5_paddingleft0 indo-26838ee5_paddingright0 indo-7199e23_root indo-804a7bc3_root\" data-auth-intro=\"article\" data-testid=\"article-intro\">\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">Credit cards can be very dangerous from a financial well-being perspective, if used irresponsibly.<\/p>\n<\/div>\n<div class=\"indo-1f5814ad_positionrelative indo-a5a70c0_fadetowhite\">\n<p class=\"indo-ebe0ecc6_root indo-ebe0ecc6_paragraph indo-300db776_none indo-91174671_primary indo-1d70522a_marginbottom0 indo-1d70522a_margintop0 indo-b48c4984_inherit\" style=\"color:var(--color-primary-80)\">The temptation to use one to fund a big holiday or a new sofa that you can\u2019t afford can be seriously tempting. However, if the card isn\u2019t paid off each month, it can lead to penalties in the form of high interest payments.<\/p>\n<\/div>\n<\/div>\n<p>source<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We asked six financial experts if they have a credit card and, if yes, how they use it Credit cards can be used strategically. Photo: Getty Credit cards can be&hellip; <\/p>\n","protected":false},"author":1,"featured_media":10394,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[242],"tags":[],"class_list":["post-10393","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editors-pick"],"_links":{"self":[{"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=\/wp\/v2\/posts\/10393","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=10393"}],"version-history":[{"count":0,"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=\/wp\/v2\/posts\/10393\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=\/wp\/v2\/media\/10394"}],"wp:attachment":[{"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=10393"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=10393"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wangzhuan-idea.icu\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=10393"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}