Ireland’s tax system discourages people from putting their money to work in the most efficient way

Several fund-related taxation anomalies need to be addressed in this year’s budget

Couple saving for a house. Picture posed

For a young couple saving for a house deposit, parents putting aside money for college fees, or someone who has taken early retirement and wants to invest part of a lump sum, regulated investment funds can be a simple, efficient way to put money to work.

But in Ireland today, many of those people are discouraged from accessing these options – not because it’s too complex or too risky, but because of how it’s taxed.

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