It is important to check your life insurance policy will fully cover your family’s financial needs. Stock image: Getty
Q: I have life cover through work, but is it enough? Should I take out a personal policy too?
A: Many employers provide group life insurance (also known as death-in-service benefit), typically offering a lump sum of two to four times your annual salary, said David Funcheon, Ask Acorn branch manager and specialist investment adviser.
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