What’s the best health insurance plan for young families and first-time parents?

From maternity cover to fertility treatment, it pays to review your plan before starting a family

Health insurance plans typically have a year-long wait before you can claim maternity benefits. Photo: Getty

In a semi-detached house on the edge of Dublin, a couple in their early 30s have three browser tabs open and a baby due in eight weeks.

Each tab promises “family cover”, “maternity benefits” and soft-focus images of contented newborns, but the quotes sit somewhere between “just about manageable” and “more than our mortgage”.

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