Home economics: ‘My mother may need nursing care and we worry her home insurance won’t cover her house while it is vacant’

Our property finance expert answers your questions

Not all home insurers offer unoccupied home insurance. Photo: Stock image/Getty

My mother has been in hospital for the last eight weeks and it looks like she may need nursing home care for at least an extended period, if not permanently. We cannot obviously make decisions about her house until we know more, and will be paying privately for the care until we have more information on diagnosis, etc.

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