Stick or twist: The hidden costs of switching a mortgage

Between legal expenses and breakage fees, mortgage cash-back offers can suddenly look far less attractive

It’s important to consider what savings – if any – a switch could make. Photo: Getty

New rules in the pipeline should greatly help borrowers considering switching their mortgage by enabling them to make a more informed decision when doing so.

The rules, which were announced by the Central Bank last month under its revised Consumer Protection Code, cover a wide range of areas.

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