Home economics: ‘A friend and my daughter each own part of my house – if I need to go into a nursing home, how will I finance it?’

Our property finance expert answers your questions

“The HSE’s concern would only be if it believes that you deliberately set up the three-way ownership to avoid a possible Fair Deal contribution, but it seems clear to me that this was absolutely not the case.” Photo: Getty

A friend and one of my daughters each own a sixth of my house, as I was 56 at the time it was purchased and I couldn’t get a mortgage on my own.

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