Home economics: ‘My husband has no pension, so we are thinking of investing in a property. What is your advice?’

Our expert answers your property finance questions

If you borrow for a second home, any lender will insist on comfortable repayment capacity. Photo: Getty

My husband won’t have any pension income apart from the State pension on retirement. He works full time with a good income and is nearing 50 with myself a few years younger.

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